Last updated:
Philadelphia vs Miami: cost of living, pay and jobs compared
Philadelphia is the cheaper place to live: overall prices run 11% lower than in Miami, and housing runs 37% lower. Philadelphia pays more in dollars (a typical official wage of $54,500 against $48,500), and after local prices are counted the typical paycheck goes further in Philadelphia ($53,000 against $42,500 in average-US dollars).
The short answer
- Prices: Philadelphia runs 10% lower than Miami overall, and housing runs 27% lower.
- To keep the buying power of $100,000 in Miami, you need about $90,000 in Philadelphia. To keep $100,000 from Philadelphia, you need about $111,500 in Miami.
- Official median wage for all jobs: $54,500 in Philadelphia, $48,500 in Miami.
- Median pay listed in open postings: $111,500 in Philadelphia, $115,000 in Miami.
- Open postings in our data: 2,652 in Philadelphia from 393 employers, 2,312 in Miami from 459 employers.
- Unemployment: 4.4% in Philadelphia, 3.7% in Miami (BLS).
Philadelphia and Miami side by side
| Measure | Philadelphia | Miami | Edge |
|---|---|---|---|
| Overall price level (US = 100) | 102.6 | 114.2 | Philadelphia |
| Housing price level | 113.1 | 155.6 | Philadelphia |
| Official median wage, all jobs | $54,500 | $48,500 | Philadelphia |
| Paycheck power (wage adjusted for prices) | $53,000 | $42,500 | Philadelphia |
| Median pay in open postings | $111,500 | $115,000 | Miami |
| Postings that list pay | 28.4% | 21.2% | Philadelphia |
| Open postings in our data | 2,652 | 2,312 | – |
| Employers hiring in our data | 393 | 459 | – |
| Unemployment rate (BLS) | 4.4% | 3.7% | Miami |
| Postings open more than 60 days | 19.8% | 32.1% | Philadelphia |
| Median days a posting has been open | 28 | 30 | Philadelphia |
| Entry-level share of postings | 11.5% | 16.5% | – |
| Remote share of postings | 3.8% | 5.7% | – |
| Indeed postings index vs Feb 2020 | -11.8% | +8.3% | Miami |
"Edge" shows which area looks better on that measure (lower prices, higher pay, lower unemployment, fewer stale postings); counts and shares have no edge. Within 2% counts as about the same.
Cost of living
Philadelphia prices sit 102.6 against a US average of 100 and Miami at 114.2. The biggest difference is housing: 113.1 in Philadelphia against 155.6 in Miami. Utilities are 18% higher in Philadelphia. The index covers goods and services including rent and home costs, so it measures what a typical household spends, not what your own budget looks like.
| Price level (US = 100) | Philadelphia | Miami | Philadelphia vs Miami |
|---|---|---|---|
| All items | 102.6 | 114.2 | 10% lower |
| Housing | 113.1 | 155.6 | 27% lower |
| Goods | 96.8 | 103.6 | 6% lower |
| Utilities | 114.4 | 97.2 | 18% higher |
| Other services | 103.1 | 109.1 | 6% lower |
What a salary is worth in each place
Each row keeps your purchasing power the same. The left half moves a salary from Miami to Philadelphia; the right half moves it the other way. "If only housing moved" uses the housing price level alone, for someone whose biggest cost is rent or a mortgage.
| Salary in Miami | Matching salary in Philadelphia | If only housing moved | Salary in Philadelphia | Matching salary in Miami | If only housing moved |
|---|---|---|---|---|---|
| $50,000 | $45,000 | $36,500 | $50,000 | $55,500 | $68,500 |
| $75,000 | $67,500 | $54,500 | $75,000 | $83,500 | $103,000 |
| $100,000 | $90,000 | $72,500 | $100,000 | $111,500 | $137,500 |
| $125,000 | $112,500 | $91,000 | $125,000 | $139,000 | $172,000 |
| $150,000 | $135,000 | $109,000 | $150,000 | $167,000 | $206,000 |
| $200,000 | $179,500 | $145,500 | $200,000 | $222,500 | $275,000 |
As hourly pay (2,080 hours a year): $100,000 a year is about $48.10 an hour; the matching figure is about $43.19 an hour in Philadelphia for someone earning $100,000 in Miami.
Pay for the same job
Across the 59 occupations that the Bureau of Labor Statistics measures in both areas, the median wage is higher in Philadelphia for 49 and higher in Miami for 10. After local prices are counted, Philadelphia comes out ahead in 58 and Miami in 1. The widest gap among the 15 largest occupations is customer service representatives: $47,100 in Philadelphia against $39,600 in Miami.
| Occupation (15 largest) | Philadelphia median | Miami median | Philadelphia adjusted for prices | Miami adjusted for prices |
|---|---|---|---|---|
| Home Health and Personal Care Aides | $29,800 | $32,900 | $29,100 | $28,800 |
| Retail Salespersons | $34,800 | $34,300 | $33,900 | $30,100 |
| General and Operations Managers | $121,600 | $105,600 | $118,600 | $92,500 |
| Registered Nurses | $101,200 | $91,400 | $98,700 | $80,000 |
| Fast Food and Counter Workers | $32,200 | $29,600 | $31,400 | $25,900 |
| Cashiers | $33,100 | $30,300 | $32,200 | $26,500 |
| Office Clerks, General | $47,100 | $44,700 | $45,900 | $39,200 |
| Customer Service Representatives | $47,100 | $39,600 | $45,900 | $34,700 |
| Laborers and Freight, Stock, and Material Movers, Hand | $43,500 | $38,600 | $42,400 | $33,800 |
| Waiters and Waitresses | $36,600 | $36,100 | $35,700 | $31,600 |
| Stockers and Order Fillers | $36,800 | $36,100 | $35,900 | $31,600 |
| Janitors and Cleaners, Except Maids and Housekeeping Cleaners | $36,900 | $34,200 | $36,000 | $29,900 |
| Security Guards | $37,500 | $36,000 | $36,500 | $31,600 |
| Secretaries and Administrative Assistants, Except Legal, Medical, and Executive | $48,900 | $47,500 | $47,600 | $41,600 |
| Cooks, Restaurant | $38,300 | $36,900 | $37,300 | $32,300 |
Median annual wage for everyone in the occupation, all employers, May 2025 (BLS). "Adjusted" divides the wage by the area's price level (BEA, US = 100), so dollars are comparable.
Pay employers are offering right now
The wages above are what people earn in jobs they already hold. Open postings show what employers are offering today. In the job families where both areas have at least 15 postings that list pay, the median listed salary is higher in Philadelphia for 3 of 4 and higher in Miami for 1. Posted pay tends to run above the all-worker median because it leans toward hiring for experienced roles at larger employers.
| Job family | Philadelphia median listed pay | Postings | Miami median listed pay | Postings |
|---|---|---|---|---|
| Sales | $135,000 | 70 | $105,000 | 67 |
| Marketing | $115,000 | 16 | $102,500 | 35 |
| Nursing and clinical care | $132,500 | 21 | $124,000 | 20 |
| Operations and logistics | $89,000 | 17 | $92,500 | 18 |
Only postings that list a salary are counted. Median of the middle of each listed range. Job families need at least 15 such postings in both areas to appear.
Who is hiring
Healthcare & Life Sciences is the largest hiring industry in both areas. The mix matters because pay and hiring conditions differ a lot by industry.
- Largest posters in Philadelphia: Jefferson Health (570), ChristianaCare (268), Vanguard (163), City of Philadelphia (60), CityofPhiladelphia (60).
- Largest posters in Miami: CenterWell (98), Floor & Decor (68), Lennar (62), RaceTrac (62), Veterinaryemergencygroupst (54).
Counts are open postings on each employer's own career page in our data; one big employer can shape a local market.
The job market
- Postings have been open a median of 28 days in Philadelphia and 30 in Miami; 19.8% and 32.1% have been open more than 60 days.
- Entry-level roles are 11.5% of postings in Philadelphia and 16.5% in Miami; senior and above are 31.4% and 35.7%.
- Fully remote roles are 3.8% of postings in Philadelphia and 5.7% in Miami.
- Indeed's postings index sits 11.8% below its February 2020 level in Philadelphia and 8.3% above in Miami.
- 28.4% of postings in Philadelphia list pay, against 21.2% in Miami.
Which is better for you?
- If you can keep your current salary and move, the place with the lower price level (Philadelphia) stretches it further: $100,000 in Miami has the buying power of about $90,000 in Philadelphia.
- If you will be paid the local going rate, Philadelphia comes out ahead after prices on the typical wage ($53,000 against $42,500).
- If housing is your biggest cost, the gap there (113.1 vs 155.6) matters more than the overall index.
No place is better for everyone. Taxes, commute, schools, climate and your own spending are not in these numbers.
Questions
Is it cheaper to live in Philadelphia or Miami?
Philadelphia is cheaper. Overall prices run 11% lower than in Miami, and housing runs 37% lower (BEA regional price parities, 2024, where the US average is 100).
How much do I need to earn in Philadelphia to match $100,000 in Miami?
About $90,000 a year, using the ratio of overall price levels (102.6 in Philadelphia, 114.2 in Miami). Prices only; taxes are not included.
Which city pays more, Philadelphia or Miami?
Philadelphia has the higher typical wage across all jobs: $54,500 against $48,500 (BLS, May 2025). After local prices, Philadelphia has the higher paycheck power: $53,000 against $42,500 in average-US dollars.
Which has more job openings?
In the postings we read from employers' own career pages, Philadelphia has more: 2,652 against 2,312. This is a sample of employer postings, not a census of every job.
Where do these numbers come from?
Prices come from the Bureau of Economic Analysis, wages and unemployment from the Bureau of Labor Statistics, and postings from employers' own career pages, collected October 2026. Every figure on this page is in a table or chart above.
More on these places
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD: all the data
- Miami-Fort Lauderdale-West Palm Beach, FL: all the data
- Compare them in the interactive tool
- Cost-of-living ranking · Paycheck power ranking
Other comparisons
New York vs PhiladelphiaNew York vs MiamiLos Angeles vs PhiladelphiaLos Angeles vs MiamiChicago vs PhiladelphiaChicago vs MiamiDallas vs PhiladelphiaDallas vs MiamiHouston vs PhiladelphiaHouston vs Miami
Updated October 2026. Prices only: taxes and personal spending are not included. Price levels: Bureau of Economic Analysis regional price parities, 2024. Wages and unemployment: Bureau of Labor Statistics (wages May 2025). Postings: employers' own career pages, October 2026. Methodology